/* =========================================================
   PACTE DUTREIL — Landing v3 (basée sur maquette utilisateur)
   Palette : crème #fdfaf2 / bordeaux #923244 / or #c2a96a
========================================================= */

:root{
  --white:#ffffff;
  --bg:#ffffff;
  --bg-card:#ffffff;
  --bg-input:#ffffff;
  --ink:#231a1d;
  --ink-soft:#4a3a3f;
  --ink-muted:#8a7d82;
  --line:#ebe2cd;
  --line-soft:#f0e9d6;
  --line-strong:#d6c9a3;
  --bordeaux:#923244;
  --bordeaux-deep:#5a1e2a;
  --bordeaux-soft:#a84d5e;
  --gold:#c2a96a;
  --gold-deep:#a08749;
  --gold-soft:#d8c391;
  --font-title:"Kreon", "Cormorant Garamond", Georgia, serif;
  --font-body:"Montserrat", "Helvetica Neue", system-ui, sans-serif;
  --nav-h:72px;
  --maxw:1240px;
  --radius:0px;
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}

/* ===== Transitions harmonisées ===== */
:root{
  --ease:cubic-bezier(.4,0,.2,1);
  --t-fast:.25s;
  --t-base:.35s;
  --t-slow:.55s;
}
body{
  margin:0;
  font-family:var(--font-body);
  font-size:16px;
  line-height:1.65;
  color:var(--ink-soft);
  background:var(--bg);
  -webkit-font-smoothing:antialiased;
  -moz-osx-font-smoothing:grayscale;
  overflow-x:hidden;
  width:100%;
}
html{overflow-x:hidden;max-width:100vw;}
img,svg{display:block;max-width:100%;}
a{color:inherit;text-decoration:none;}
strong,b{font-weight:600;color:var(--ink);}
em{font-style:normal;font-weight:600;}

.container{
  width:100%;
  max-width:var(--maxw);
  margin:0 auto;
  padding:0 40px;
}
@media (max-width:680px){ .container{padding:0 22px;} }

/* ============ Titres & lead globaux ============ */
.title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(28px, 3.6vw, 42px);
  line-height:1.18;
  color:var(--bordeaux);
  margin:0 0 22px;
  letter-spacing:-.01em;
}
.title--light{color:#fff;}
.lead{
  font-size:15px;
  color:var(--ink-soft);
  line-height:1.7;
  margin:0 0 40px;
  max-width:760px;
}
.lead--wide{max-width:none;}
.lead--light{color:rgba(255,255,255,.85);}

/* ============ Eyebrow (cadre fin doré) ============ */
.eyebrow{
  display:inline-block;
  font-family:var(--font-body);
  font-size:10.5px;
  font-weight:700;
  letter-spacing:.3em;
  text-transform:uppercase;
  color:var(--gold-deep);
  border:1px solid var(--gold);
  padding:8px 16px 7px;
  line-height:1;
  margin-bottom:22px;
}
.eyebrow--light{
  color:var(--gold);
  border-color:rgba(194,169,106,.7);
}
.eyebrow--filled{
  background:var(--bordeaux);
  border-color:var(--bordeaux);
  color:#fff;
}

/* ============ NAV (fond blanc fixe) ============ */
.nav{
  position:fixed;top:0;left:0;right:0;z-index:50;
  height:var(--nav-h);
  background:#fff;
  border-bottom:1px solid var(--line);
}
.nav__inner{
  height:100%;
  display:flex;align-items:center;justify-content:space-between;
  gap:24px;
}
.nav__links{display:flex;align-items:center;gap:32px;}
.nav__link{
  font-size:11px;
  font-weight:600;
  letter-spacing:.18em;
  text-transform:uppercase;
  color:var(--ink);
  transition:color .3s ease;
  position:relative;
}
.nav__link::after{
  content:"";position:absolute;left:50%;bottom:-6px;
  width:0;height:1px;background:var(--gold);
  transition:width .3s ease, left .3s ease;
}
.nav__link:hover::after,.nav__link.is-active::after{width:100%;left:0;background:var(--gold);}
.nav__link:hover,.nav__link.is-active{color:var(--gold-deep);}

.nav__cta{
  padding:10px 20px;
  background:#fff;
  color:var(--bordeaux);
  border:1px solid var(--bordeaux);
  font-size:11px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;
  transition:background .3s ease, color .3s ease, border-color .3s ease;
}
.nav__cta:hover{background:var(--bordeaux);border-color:var(--bordeaux);color:#fff;}

.nav__burger{display:none;background:none;border:none;cursor:pointer;width:30px;height:30px;flex-direction:column;justify-content:space-between;padding:6px;}
.nav__burger span{display:block;height:1.5px;width:100%;background:var(--ink);}

@media (max-width:980px){
  .nav__links{
    position:fixed;top:var(--nav-h);left:0;right:0;
    flex-direction:column;background:#fff;padding:14px 32px;gap:0;
    transform:translateY(-110%);transition:transform .35s ease;
    border-bottom:1px solid var(--line);
  }
  .nav__links.is-open{transform:translateY(0);}
  .nav__link{padding:14px 0;width:100%;border-bottom:1px solid var(--line-soft);color:var(--ink);text-shadow:none;}
  .nav__cta{display:none;}
  .nav__burger{display:flex;}
}

/* ============ HERO — image plein écran ============ */
.hero{
  position:relative;
  min-height:100svh;
  min-height:100vh;
  display:flex;align-items:center;
  overflow:hidden;
}
.hero__img{
  position:absolute;
  inset:0;
  width:100%;
  height:100%;
  object-fit:cover;
  object-position:center;
  z-index:0;
}
.hero__veil{
  position:absolute;
  inset:0;
  z-index:1;
  background:linear-gradient(90deg, rgba(0,0,0,.45) 0%, rgba(0,0,0,.2) 55%, rgba(0,0,0,0) 100%);
}
.hero__container{
  position:relative;z-index:2;
  width:100%;
  max-width:none;
  padding:60px clamp(40px, 6vw, 110px);
}
.hero__card{
  max-width:780px;
  padding:56px 54px;
  background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.45);
  backdrop-filter:blur(14px) saturate(140%);
  -webkit-backdrop-filter:blur(14px) saturate(140%);
  position:relative;
}
.hero__badge{
  display:inline-block;
  background:var(--bordeaux);
  color:#fff;
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(22px, 2.6vw, 32px);
  line-height:1;
  padding:16px 30px 14px;
  margin-bottom:32px;
  letter-spacing:-.005em;
}
.hero__title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(42px, 6.2vw, 78px);
  line-height:1.05;
  color:#fff;
  margin:0 0 32px;
  letter-spacing:-.02em;
  text-shadow:0 2px 22px rgba(0,0,0,.35);
}
.hero__percent{
  color:var(--bordeaux);
  font-weight:500;
  font-style:normal;
  font-size:1.15em;
}
.hero__sub{
  color:rgba(255,255,255,.94);
  font-size:clamp(16px, 1.55vw, 19px);
  line-height:1.7;
  max-width:620px;
  margin:0 0 36px;
  font-weight:400;
  text-shadow:0 1px 12px rgba(0,0,0,.35);
}
.hero__sub strong{color:#fff;font-weight:600;}
.hero__ctas{
  display:flex;
  align-items:center;
  gap:22px;
  flex-wrap:wrap;
}
.hero__btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  padding:18px 28px;
  font-family:var(--font-body);
  font-size:12px;
  font-weight:700;
  letter-spacing:.2em;
  text-transform:uppercase;
  transition:background .3s ease, color .3s ease, border-color .3s ease, transform .3s ease;
  border:1px solid currentColor;
  cursor:pointer;
}
.hero__btn--primary{background:#fff;color:var(--bordeaux);border-color:#fff;}
.hero__btn--primary:hover{background:var(--bordeaux);color:#fff;border-color:#fff;}
.hero__btn--primary span{font-size:14px;transition:transform .3s ease;}
.hero__btn--primary:hover span{transform:translateX(4px);}
.hero__btn--ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.7);}
.hero__btn--ghost:hover{background:rgba(255,255,255,.15);border-color:#fff;}
.hero__scroll{
  position:absolute;
  bottom:36px;left:50%;
  transform:translateX(-50%);
  display:flex;flex-direction:column;align-items:center;gap:12px;
  font-size:10px;font-weight:700;letter-spacing:.32em;text-transform:uppercase;
  color:#fff;
  z-index:3;
  text-shadow:0 1px 8px rgba(0,0,0,.5);
}
.hero__arrow svg{display:block;}
.hero__arrow svg circle{stroke:#fff;}
.hero__arrow svg path{stroke:#fff;}
.hero__arrow{display:flex;animation:bounceDown 2s ease-in-out infinite;}
@keyframes bounceDown{
  0%,100%{transform:translateY(0);}
  50%{transform:translateY(6px);}
}
@media (max-width:680px){
  .hero__badge{font-size:18px;padding:12px 22px 10px;}
}

/* ============ Section 1 — PACTE DUTREIL ============ */
.pacte{
  padding:120px 0 100px;
  background:#fff;
}
.pacte__text{
  max-width:none;
  margin-top:10px;
}
.pacte__text p{
  color:var(--ink-soft);
  font-size:16px;
  line-height:1.75;
  margin:0 0 18px;
  max-width:none;
}
.pacte__text p:last-child{margin-bottom:0;}

/* 3 chiffres clés sous les paragraphes — bordeaux + traits dorés (HORIZONTAL) */
.pacte__stats{
  display:grid;
  grid-template-columns:1fr auto 1fr auto 1fr;
  gap:40px;
  align-items:start;
  padding:55px 0;
  margin:60px 0 0;
  border-top:1px solid var(--gold);
  border-bottom:1px solid var(--gold);
}
.pacte-stat{
  display:flex;flex-direction:column;gap:14px;
}
.pacte-stat__num{
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(54px, 6.6vw, 84px);
  line-height:.9;
  color:var(--bordeaux);
  letter-spacing:-.035em;
}
.pacte-stat__num small{
  font-size:.4em;margin-left:4px;font-weight:500;
  color:var(--bordeaux);
}
.pacte-stat__lab{
  font-size:14px;
  font-weight:600;
  line-height:1.5;
  color:var(--ink);
  margin:0;
  max-width:320px;
}
.pacte-stat__sub{
  font-family:var(--font-body);
  font-weight:400;
  font-size:14px;
  line-height:1.55;
  color:var(--ink-soft);
  margin:0;
  max-width:320px;
  padding-top:14px;
  border-top:1px dotted var(--line-strong);
}
.pacte-stat__sep{
  width:1px;
  height:90px;
  background:linear-gradient(to bottom, transparent, var(--gold), transparent);
}
@media (max-width:880px){
  .pacte__stats{grid-template-columns:1fr;gap:30px;}
  .pacte-stat__sep{
    width:60px;height:1px;
    background:linear-gradient(to right, transparent, var(--gold), transparent);
  }
}

/* ============ Section 2 — PROCESSUS (bordeaux) ============ */
.processus{
  background:var(--bordeaux);
  color:#fff;
  padding:140px 0 130px;
  position:relative;
  overflow:hidden;
}

/* 3 chiffres clés intégrés en bandeau au bordeaux */
.proc__stats{
  display:grid;
  grid-template-columns:1fr auto 1fr auto 1fr;
  gap:32px;
  align-items:center;
  padding:50px 0;
  margin:50px 0 60px;
  border-top:1px solid rgba(194,169,106,.4);
  border-bottom:1px solid rgba(194,169,106,.4);
  position:relative;
}
.proc-stat{
  display:flex;flex-direction:column;gap:14px;
  color:#fff;
}
.proc-stat__num{
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(54px, 6.4vw, 80px);
  line-height:.9;
  color:var(--gold);
  letter-spacing:-.035em;
}
.proc-stat__num small{
  font-size:.4em;margin-left:4px;font-weight:500;
  color:rgba(194,169,106,.75);
}
.proc-stat__lab{
  font-size:13.5px;
  line-height:1.5;
  color:rgba(255,255,255,.85);
  margin:0;
  max-width:240px;
}
.proc-stat__sep{
  width:1px;
  height:80px;
  background:linear-gradient(to bottom, transparent, rgba(194,169,106,.6), transparent);
}
@media (max-width:880px){
  .proc__stats{
    grid-template-columns:1fr;
    gap:30px;
    padding:36px 0;
  }
  .proc-stat__sep{
    width:60px;height:1px;
    background:linear-gradient(to right, transparent, rgba(194,169,106,.6), transparent);
  }
}
/* Frise HORIZONTALE — 5 étapes côte à côte, plus larges et moins hautes */
.timeline{
  list-style:none;
  margin:50px -40px 0;
  padding:0;
  position:relative;
  display:grid;
  grid-template-columns:repeat(5,1fr);
  gap:14px;
  align-items:stretch;
}
.timeline::before{
  content:"";
  position:absolute;
  top:12px;
  left:8%;
  right:8%;
  height:1px;
  background:linear-gradient(to right, transparent, rgba(255,255,255,.55), rgba(255,255,255,.55), transparent);
  z-index:1;
}
.timeline__item{
  display:flex;
  flex-direction:column;
  align-items:center;
  text-align:center;
  position:relative;
  z-index:2;
}
.timeline__marker{
  margin-bottom:22px;
  position:relative;
}
.timeline__dot{
  width:24px;height:24px;
  min-width:24px;min-height:24px;
  border-radius:50%;
  background:#fff;
  border:3px solid var(--bordeaux);
  box-shadow:0 0 0 1px #fff;
  display:block;
  flex-shrink:0;
  box-sizing:border-box;
  position:relative;
  z-index:2;
}
.timeline__item--key .timeline__dot{
  width:30px;height:30px;
  min-width:30px;min-height:30px;
  background:#fff;
  border-width:4px;
  box-shadow:0 0 0 1px #fff, 0 0 0 6px rgba(255,255,255,.25);
}
.timeline__card{
  background:transparent;
  border:1px solid rgba(255,255,255,.45);
  padding:20px 22px;
  display:flex;
  flex-direction:column;
  gap:8px;
  text-align:left;
  width:100%;
  flex:1;
  cursor:default;
  transition:border-color .35s ease, transform .35s ease;
}
.timeline__card:hover{
  border-color:#fff;
  transform:translateY(-4px);
}
.timeline__item--key .timeline__card{
  background:transparent;
  border-color:#fff;
}
.timeline__time{
  font-family:var(--font-body);
  font-size:11px;
  font-weight:700;
  letter-spacing:.2em;
  text-transform:uppercase;
  color:var(--gold);
  white-space:nowrap;
}
.timeline__item--key .timeline__time{
  letter-spacing:.14em;
  font-size:10.5px;
}
.timeline__title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(17px,1.6vw,20px);
  color:#fff;
  margin:0 0 2px;
  line-height:1.2;
}
.timeline__card p{
  color:rgba(255,255,255,.82);
  font-size:13px;
  line-height:1.55;
  margin:0;
}
.timeline__card p + p{margin-top:4px;}
.timeline__card p strong{
  color:var(--gold);
  font-family:var(--font-title);
  font-weight:500;
  font-size:1.35em;
  line-height:1;
  letter-spacing:-.01em;
}

/* Mobile : repli en vertical */
@media (max-width:980px){
  .timeline{grid-template-columns:1fr;gap:30px;}
  .timeline::before{
    left:14px;right:auto;top:30px;bottom:30px;
    width:1px;height:auto;
    background:linear-gradient(to bottom, transparent, rgba(194,169,106,.6), rgba(194,169,106,.6), transparent);
  }
  .timeline__item{
    flex-direction:row;
    align-items:flex-start;
    text-align:left;
    gap:24px;
  }
  .timeline__marker{margin-bottom:0;padding-top:6px;}
  .timeline__card{flex:1;}
}

.proc__layout{
  display:grid;
  grid-template-columns:320px 1fr;
  gap:70px;
  margin-top:40px;
  align-items:start;
}
.proc__steps{
  list-style:none;
  margin:0;padding:0;
  position:relative;
}
.proc__steps::before{
  content:"";
  position:absolute;
  left:15px;top:24px;bottom:24px;
  width:1px;
  background:linear-gradient(to bottom, transparent, rgba(255,255,255,.3), rgba(255,255,255,.3), transparent);
}
.proc__step{
  display:flex;
  align-items:center;
  gap:32px;
  padding:30px 0;
  cursor:pointer;
  transition:color .3s ease;
  position:relative;
  color:rgba(255,255,255,.55);
}
.proc__dot{
  width:30px;height:30px;
  border-radius:50%;
  background:rgba(255,255,255,.2);
  border:4px solid var(--bordeaux);
  box-shadow:0 0 0 1px rgba(255,255,255,.45);
  transition:all .35s ease;
  flex-shrink:0;
  position:relative;
  z-index:2;
}
.proc__time{
  font-family:var(--font-body);
  font-size:18px;
  font-weight:700;
  letter-spacing:.12em;
  text-transform:uppercase;
  transition:color .3s ease;
}
.proc__step:hover{color:#fff;}
.proc__step:hover .proc__dot{background:var(--gold);box-shadow:0 0 0 1px var(--gold);}
.proc__step.is-active{color:#fff;}
.proc__step.is-active .proc__dot{
  background:var(--gold);
  box-shadow:0 0 0 1px var(--gold), 0 0 0 10px rgba(194,169,106,.25);
  transform:scale(1.1);
}
.proc__step.is-active .proc__time{color:var(--gold);}
.proc__step--key .proc__dot{background:var(--gold-soft);}

.proc__panel{
  background:rgba(255,255,255,.06);
  padding:50px 54px;
  position:relative;
  border:1px solid rgba(194,169,106,.5);
  min-height:420px;
  display:flex;
  flex-direction:column;
}
.proc__panel-content{
  flex:1;
  display:flex;
  flex-direction:column;
  justify-content:flex-start;
  gap:24px;
}
.proc__panel h3{
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(26px, 3vw, 36px);
  color:#fff;
  margin:0 0 22px;
  line-height:1.2;
}
.proc__panel p{
  color:rgba(255,255,255,.88);
  font-size:16px;
  line-height:1.75;
  margin:0;
  max-width:640px;
  white-space:pre-line;
}
.proc__nav{
  display:flex;
  align-items:center;
  gap:18px;
  padding-top:24px;
  border-top:1px solid rgba(194,169,106,.3);
  margin-top:auto;
}
.proc__nav-btn{
  width:44px;height:44px;
  border:1px solid var(--gold);
  background:transparent;
  color:var(--gold);
  cursor:pointer;
  border-radius:50%;
  font-size:18px;
  transition:all .3s ease;
  display:grid;place-items:center;
}
.proc__nav-btn:hover{background:var(--gold);color:var(--bordeaux-deep);}
.proc__counter{
  font-family:var(--font-title);
  font-size:16px;
  color:var(--gold);
  letter-spacing:.05em;
}
.proc__counter em{color:rgba(255,255,255,.4);font-style:normal;margin:0 4px;}

@media (max-width:980px){
  .proc__layout{grid-template-columns:1fr;gap:30px;}
  .proc__panel{padding:38px 30px;}
}

/* Loi de Finances inline (dans la section processus) */
.lf-inline{
  margin-top:60px;
  background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.18);
  padding:26px 32px;
  display:grid;
  grid-template-columns:auto 1fr;
  gap:30px;
  align-items:center;
}
.lf-inline__tag{
  font-size:10px;font-weight:700;letter-spacing:.3em;text-transform:uppercase;
  color:var(--gold);
  border:1px solid var(--gold);
  padding:7px 14px;
  white-space:nowrap;
  align-self:start;
}
.lf-inline__body h4{
  font-family:var(--font-title);
  font-weight:500;
  font-size:18px;
  color:#fff;
  margin:0 0 6px;
}
.lf-inline__body p{
  color:rgba(255,255,255,.78);
  font-size:13.5px;
  line-height:1.6;
  margin:0;
}
@media (max-width:680px){
  .lf-inline{grid-template-columns:1fr;gap:14px;padding:22px;}
}

/* ============ Section 3 — CAS CHIFFRÉ ============ */
.case{
  padding:120px 0 100px;
  background:#fff;
}
/* Navigation du carrousel (au-dessus du cadre) */
.case__pager{
  display:flex;
  align-items:center;
  gap:18px;
  margin:0 0 22px;
  justify-content:flex-end;
}
.case__pager-tabs{
  display:flex;
  align-items:center;
  gap:10px;
  margin-right:auto;
}
.case__pager-tab{
  font-family:var(--font-body);
  font-size:11px;
  font-weight:700;
  letter-spacing:.2em;
  text-transform:uppercase;
  padding:12px 22px;
  background:#fff;
  color:var(--bordeaux);
  border:1px solid var(--bordeaux);
  cursor:pointer;
  transition:background .3s ease, color .3s ease, border-color .3s ease;
}
.case__pager-tab:hover{
  background:var(--bordeaux);
  color:#fff;
}
.case__pager-tab.is-active{
  background:var(--bordeaux);
  color:#fff;
  border-color:var(--bordeaux);
}
.case__pager-counter{
  font-family:var(--font-title);
  font-size:16px;
  color:var(--gold-deep);
  letter-spacing:.05em;
}
.case__pager-counter span{color:var(--bordeaux);font-weight:500;}
.case__pager-btn{
  width:46px;height:46px;
  border:1px solid var(--bordeaux);
  background:#fff;
  color:var(--bordeaux);
  font-size:18px;
  border-radius:50%;
  cursor:pointer;
  transition:background .3s ease, color .3s ease;
}
.case__pager-btn:hover{background:var(--bordeaux);color:#fff;}
@media (max-width:680px){
  .case__pager{flex-wrap:wrap;}
}

/* Cadre extérieur avec coin biseauté — stable en taille fixe */
.case__frame{
  position:relative;
  margin-top:0;
  padding:60px 56px 50px;
  --bevel:64px;
}
.case__header{margin-bottom:46px;}
.case__header .title{margin-bottom:18px;}
.case__header .lead{margin-bottom:0;}

/* Slides du carrousel */
.case__slides{position:relative;}
.case__slide{display:none;}
.case__slide.is-active{
  display:block;
  animation:fadeSlide .45s ease;
}
@keyframes fadeSlide{
  from{opacity:0;transform:translateY(8px);}
  to{opacity:1;transform:translateY(0);}
}
.case__frame::before{
  content:"";
  position:absolute;
  inset:0;
  pointer-events:none;
  background:
    /* Top border (de 0 à 100% - bevel) */
    linear-gradient(var(--bordeaux),var(--bordeaux)) 0 0 / calc(100% - var(--bevel)) 1px no-repeat,
    /* Right border (de bevel à 100%) */
    linear-gradient(var(--bordeaux),var(--bordeaux)) 100% var(--bevel) / 1px calc(100% - var(--bevel)) no-repeat,
    /* Bottom border */
    linear-gradient(var(--bordeaux),var(--bordeaux)) 0 100% / 100% 1px no-repeat,
    /* Left border */
    linear-gradient(var(--bordeaux),var(--bordeaux)) 0 0 / 1px 100% no-repeat,
    /* Diagonale du biseau — coin 64×64 px FIXE */
    linear-gradient(to top right,
      transparent calc(50% - .5px),
      var(--bordeaux) calc(50% - .5px),
      var(--bordeaux) calc(50% + .5px),
      transparent calc(50% + .5px)
    ) top right / var(--bevel) var(--bevel) no-repeat;
}
.case__frame-inner{position:relative;z-index:1;}

/* =========================================================
   SIMULATEUR — Mode "attraction agressive"
========================================================= */

/* (Pulse du cadre désactivé — on garde uniquement le pulse de l'onglet et des éléments internes) */

/* Onglet "Simulateur" du pager — shimmer rapide + pulse */
.case__pager-tab[data-pager-label="2"]:not(.is-active){
  position:relative;
  overflow:hidden;
  animation:tabPulse 1.2s ease-in-out infinite;
}
@keyframes tabPulse{
  0%, 100%{
    box-shadow:0 0 0 0 rgba(194,169,106,.6);
    border-color:var(--gold);
    color:var(--gold-deep);
  }
  50%{
    box-shadow:0 0 0 8px rgba(194,169,106,0), 0 0 20px rgba(194,169,106,.5);
    border-color:var(--gold-deep);
    color:var(--bordeaux);
  }
}
.case__pager-tab[data-pager-label="2"]:not(.is-active)::after{
  content:"";
  position:absolute;
  top:0;left:-100%;
  width:80%;height:100%;
  background:linear-gradient(90deg, transparent, rgba(194,169,106,.7), transparent);
  animation:tabShine 1.4s ease-in-out infinite;
}
@keyframes tabShine{
  0%   {left:-80%;}
  60%  {left:120%;}
  100% {left:120%;}
}

/* Entrée du simulateur — plus dramatique */
.case__slide[data-slide="2"].is-active .simu__grid{
  animation:simuRise .55s cubic-bezier(.16,1,.3,1) both;
}
@keyframes simuRise{
  from{opacity:0;transform:translateY(24px) scale(.985);}
  to{opacity:1;transform:translateY(0) scale(1);}
}

/* Shimmer plus rapide et plus marqué sur les barres or */
@keyframes barShimmer{
  0%   {left:-60%;}
  45%  {left:120%;}
  100% {left:120%;}
}

/* Animation du shimmer activée dans la règle plus bas du fichier */

/* Bloc "économie" — pulse agressif avec scale subtil */
.simu__saving{
  animation:savingPulse 1.6s ease-in-out infinite;
  transform-origin:center;
}
@keyframes savingPulse{
  0%, 100%{
    box-shadow:
      0 0 0 0 rgba(194,169,106,.5),
      0 10px 30px -10px rgba(146,50,68,.5);
    transform:scale(1);
  }
  50%{
    box-shadow:
      0 0 0 10px rgba(194,169,106,0),
      0 0 50px 0 rgba(194,169,106,.55),
      0 14px 40px -8px rgba(146,50,68,.7);
    transform:scale(1.012);
  }
}

/* Barres : bounce léger à chaque changement de valeur via classe JS */
.simu__bar-fill.is-bumping{
  animation:barBump .45s cubic-bezier(.34,1.56,.64,1);
}
@keyframes barBump{
  0%   {filter:brightness(1);}
  40%  {filter:brightness(1.35) saturate(1.3);}
  100% {filter:brightness(1);}
}

/* Les nombres flashent légèrement à chaque changement */
.simu__bar-num.is-flashing,
.simu__saving strong.is-flashing{
  animation:numFlash .5s ease-out;
}
@keyframes numFlash{
  0%   {transform:scale(1);}
  40%  {transform:scale(1.08);text-shadow:0 0 12px rgba(194,169,106,.6);}
  100% {transform:scale(1);text-shadow:none;}
}

/* Respect du prefers-reduced-motion */
@media (prefers-reduced-motion: reduce){
  .case__pager-tab[data-pager-label="2"]:not(.is-active),
  .case__pager-tab[data-pager-label="2"]:not(.is-active)::after,
  .case__slide[data-slide="2"].is-active .simu__grid,
  .simu__bar-fill--gold::after,
  .simu__saving,
  .simu__bar-fill.is-bumping,
  .simu__bar-num.is-flashing,
  .simu__saving strong.is-flashing{
    animation:none;
  }
}

.case__row{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:0;
  margin:0 0 60px;
  align-items:stretch;
}
.case__row .case__card{
  border:none;
  border-right:1px solid var(--line);
  border-radius:0;
  padding:8px 32px;
  box-shadow:none;
  background:transparent;
  display:flex;
  flex-direction:column;
}
.case__row .case__card:last-child{border-right:none;}
.case__row .case__card:hover{
  transform:none;
  box-shadow:none;
  background:transparent;
}
.case__row .case__card--feature{background:transparent;}
.case__row .case__card--feature:hover{background:transparent;}
@media (max-width:980px){
  .case__row{grid-template-columns:1fr;}
  .case__row .case__card{border-right:none;border-bottom:1px solid var(--line);padding:24px 8px;}
  .case__row .case__card:last-child{border-bottom:none;}
}

/* Head des cartes : gros numéro + titre mis en avant — hauteur uniforme */
.case__card-head{
  display:flex;
  align-items:baseline;
  gap:18px;
  padding-bottom:22px;
  margin-bottom:22px;
  border-bottom:1px solid var(--line);
  min-height:96px;
  flex-shrink:0;
}
.case__card-num{
  font-family:var(--font-title);
  font-weight:500;
  font-size:48px;
  line-height:1;
  color:var(--gold-deep);
  letter-spacing:-.025em;
  flex-shrink:0;
}
.case__card-title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:20px;
  line-height:1.25;
  color:var(--bordeaux);
  margin:0;
}
.case__card--feature .case__card-num{color:var(--bordeaux);}

/* Reveal bouton + bloc économie */
.case__reveal{margin-top:30px;text-align:center;}
.case__reveal-btn{
  display:inline-flex;align-items:center;justify-content:center;gap:14px;
  padding:18px 32px;
  min-width:340px;
  background:#fff;
  color:var(--bordeaux);
  border:1px solid var(--bordeaux);
  cursor:pointer;
  font-family:var(--font-body);
  font-size:12px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;
  transition:background .3s ease, color .3s ease, border-color .3s ease, transform .3s ease;
}
.case__reveal-btn:hover{background:var(--bordeaux);color:#fff;border-color:var(--bordeaux);transform:translateY(-2px);}
.case__reveal-arrow{
  font-size:14px;
  transition:transform .35s ease;
}
.case__reveal-btn.is-open .case__reveal-arrow{transform:rotate(180deg);}
.case__saving{
  margin-top:36px;
  background:var(--bordeaux);
  color:#fff;
  padding:38px 50px;
  text-align:left;
  position:relative;
}
.case__saving-grid{
  display:grid;
  grid-template-columns:auto 1fr;
  gap:60px;
  align-items:center;
}
.case__saving-lbl{
  display:block;
  font-size:11px;font-weight:700;letter-spacing:.3em;text-transform:uppercase;
  color:rgba(255,255,255,.85);
  margin-bottom:12px;
}
.case__saving-num{
  display:block;
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(38px, 4.4vw, 56px);
  color:#fff;
  line-height:1;
  letter-spacing:-.025em;
}
.case__saving-pct{
  display:block;
  margin-top:14px;
  font-size:15px;
  color:rgba(255,255,255,.92);
}
.case__saving-pct strong{color:#fff;font-weight:700;}
.case__saving-note{
  font-size:13px;
  color:rgba(255,255,255,.72);
  line-height:1.65;
  margin:0;
  padding-left:30px;
  border-left:1px solid rgba(194,169,106,.4);
}
.case__saving-note strong{color:#fff;}
@media (max-width:880px){
  .case__saving{padding:36px 28px;}
  .case__saving-grid{grid-template-columns:1fr;gap:30px;}
  .case__saving-note{padding-left:0;border-left:none;padding-top:24px;border-top:1px solid rgba(194,169,106,.4);}
}

.case__hero{
  background:var(--bg-card);
  border:1px solid var(--gold);
  padding:44px 38px;
  position:relative;
}
.case__hero-lbl{
  display:block;
  font-size:10.5px;font-weight:700;letter-spacing:.3em;text-transform:uppercase;
  color:var(--gold-deep);
  margin-bottom:12px;
}
.case__hero-num{
  display:block;
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(44px, 5.5vw, 64px);
  color:var(--bordeaux);
  line-height:1;
  letter-spacing:-.025em;
}
.case__hero-pct{
  display:block;
  margin-top:14px;
  font-size:14px;
  color:var(--ink-soft);
}
.case__hero-pct strong{color:var(--bordeaux);font-weight:700;}
.case__hero-line{
  width:60px;height:1px;background:var(--gold);
  margin:28px 0;
}
.case__hero-note{
  font-size:12px;color:var(--ink-muted);
  line-height:1.65;margin:0;
}

.case__cards{display:flex;flex-direction:column;gap:18px;}
.case__card{
  background:#fff;
  color:var(--ink);
  padding:32px 28px;
  position:relative;
  border:1px solid var(--gold);
  display:flex;
  flex-direction:column;
  transition:transform .35s ease, box-shadow .35s ease, border-color .3s ease;
}
.case__card:hover{
  transform:translateY(-6px);
  border-color:var(--bordeaux);
}

.case__card-tag{
  display:block;
  font-size:10.5px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;
  color:var(--gold-deep);
  padding-bottom:18px;
  margin-bottom:18px;
  border-bottom:1px solid var(--line);
  line-height:1.4;
}
.case__card--feature .case__card-tag{color:var(--bordeaux);border-bottom-color:var(--gold);}
.case__rows{flex:1;}
.case__rows{
  list-style:none;
  margin:0;padding:0;
  display:flex;
  flex-direction:column;
  flex:1;
}
.case__rows li{
  height:56px;
  display:flex;justify-content:space-between;align-items:center;
  gap:14px;
  padding:0;
  font-size:14px;
  color:var(--ink-soft);
  border-bottom:1px dotted var(--line);
  line-height:1.4;
  flex-shrink:0;
}
.case__rows li:nth-child(3){border-bottom:none;}
.case__rows li span{white-space:nowrap;overflow:hidden;text-overflow:ellipsis;}
.case__rows li b{color:var(--ink);font-weight:600;font-size:15px;white-space:nowrap;}
.case__rows-total{
  min-height:66px !important;
  margin-top:auto;
}
.case__rows li.case__rows-total{
  height:auto;
  padding-top:24px !important;
  margin-top:auto;
  border-top:2px solid var(--ink) !important;
  border-bottom:none;
  display:flex;flex-direction:column;align-items:flex-start;justify-content:flex-end;gap:12px;
  min-height:auto !important;
}
.case__rows li.case__rows-total span{
  font-size:12px;letter-spacing:.24em;text-transform:uppercase;color:var(--ink);
  font-weight:700;
}
.case__rows li.case__rows-total b{
  font-family:var(--font-title);
  font-size:clamp(30px, 3.4vw, 42px);
  font-weight:500;
  color:var(--ink);
  letter-spacing:-.02em;
  line-height:.95;
}
.case__card--feature{border-color:var(--gold);}
.case__card--feature .case__card-tag{color:var(--bordeaux);}
.case__card--feature .case__rows-total{border-top-color:var(--gold) !important;}
.case__card--feature .case__rows-total span{color:var(--gold-deep);}
.case__card--feature .case__rows-total b{color:var(--gold-deep);}

@media (max-width:980px){
  .case__grid{grid-template-columns:1fr;gap:30px;}
  .case__hero{position:static;}
}

/* ============ SIMULATEUR (intégré dans le carrousel) ============ */

.simu__grid{
  display:grid;
  grid-template-columns:1fr 1.2fr;
  gap:50px;
  align-items:start;
}

/* Champs de gauche */
.simu__controls{display:flex;flex-direction:column;gap:30px;}
.simu__field{display:flex;flex-direction:column;gap:12px;}
.simu__label{
  font-size:11px;
  font-weight:700;
  letter-spacing:.22em;
  text-transform:uppercase;
  color:var(--gold-deep);
}
.simu__input-wrap{
  display:flex;align-items:center;
  border:1px solid var(--line);
  background:#fff;
  padding:14px 18px;
  transition:border-color .3s ease;
}
.simu__input-wrap:focus-within{border-color:var(--bordeaux);}
.simu__input-wrap input{
  flex:1;
  border:none;
  outline:none;
  font-family:var(--font-title);
  font-weight:500;
  font-size:22px;
  color:var(--bordeaux);
  background:transparent;
}
.simu__unit{
  font-family:var(--font-title);
  font-weight:500;
  font-size:18px;
  color:var(--gold-deep);
}
.simu__range{
  width:100%;
  -webkit-appearance:none;appearance:none;
  height:4px;
  background:var(--line);
  outline:none;
  border-radius:0;
}
.simu__range::-webkit-slider-thumb{
  -webkit-appearance:none;appearance:none;
  width:20px;height:20px;
  background:var(--bordeaux);
  border-radius:50%;
  cursor:pointer;
  border:3px solid #fff;
}
.simu__range::-moz-range-thumb{
  width:20px;height:20px;
  background:var(--bordeaux);
  border-radius:50%;
  cursor:pointer;
  border:3px solid #fff;
}

.simu__buttons{display:flex;gap:8px;}
.simu__buttons button{
  flex:1;
  padding:14px 0;
  background:#fff;
  border:1px solid var(--line);
  font-family:var(--font-title);
  font-weight:500;
  font-size:20px;
  color:var(--ink-soft);
  cursor:pointer;
  transition:all .3s ease;
}
.simu__buttons button:hover{border-color:var(--bordeaux);color:var(--bordeaux);}
.simu__buttons button.is-active{
  background:var(--bordeaux);
  border-color:var(--bordeaux);
  color:#fff;
}

.simu__hint{
  font-size:12px;
  color:var(--ink-muted);
  line-height:1.5;
  margin-top:2px;
}
.simu__hint strong{color:var(--bordeaux);font-weight:600;}

/* Résultats à droite — barres comparatives */
.simu__results{
  display:flex;flex-direction:column;gap:18px;
  position:relative;
}
.simu__bars{display:flex;flex-direction:column;gap:18px;}
.simu__bar{
  display:flex;
  flex-direction:column;
  gap:10px;
  padding:18px 22px;
  background:#fff;
  border:1px solid var(--line);
  transition:border-color .35s var(--ease), box-shadow .35s var(--ease);
}
.simu__bar--feature{
  border-color:var(--gold);
  box-shadow:0 1px 0 var(--gold-soft) inset;
}
.simu__bar-head{
  display:flex;align-items:baseline;justify-content:space-between;gap:18px;
}
.simu__bar-tag{
  font-size:11.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;
  color:var(--ink-soft);
}
.simu__bar--feature .simu__bar-tag{color:var(--gold-deep);}
.simu__bar-num{
  font-family:var(--font-title);
  font-weight:500;
  font-size:24px;
  color:var(--bordeaux);
  letter-spacing:-.02em;
  white-space:nowrap;
  font-variant-numeric:tabular-nums;
}
.simu__bar-num--gold{color:var(--gold-deep);}
.simu__bar-track{
  position:relative;
  height:8px;
  background:var(--line-soft);
  overflow:hidden;
}
.simu__bar-fill{
  position:absolute;inset:0 auto 0 0;
  width:0%;
  background:var(--bordeaux);
  transition:width .65s cubic-bezier(.4,0,.2,1);
}
.simu__bar-fill--ref{
  background:linear-gradient(90deg, var(--bordeaux) 0%, var(--bordeaux-soft) 100%);
}
.simu__bar-fill--gold{
  background:linear-gradient(90deg, var(--gold-deep) 0%, var(--gold) 100%);
  box-shadow:0 0 20px rgba(194,169,106,.6), 0 0 6px rgba(194,169,106,.4) inset;
  overflow:hidden;
}
.simu__bar-fill--gold::after{
  content:"";
  position:absolute;
  top:0;left:-40%;
  width:50%;height:100%;
  background:linear-gradient(90deg, transparent, rgba(255,255,255,.7), transparent);
  animation:barShimmer 1.4s ease-in-out infinite;
}
.simu__saving{
  margin-top:6px;
  padding:24px 28px;
  background:var(--bordeaux);
  color:#fff;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
  flex-wrap:nowrap;
  position:relative;
  overflow:hidden;
}
.simu__saving::before{
  content:"";
  position:absolute;
  inset:0;
  background:radial-gradient(ellipse at right, rgba(194,169,106,.22), transparent 60%);
  pointer-events:none;
}
.simu__saving-left{
  display:flex;flex-direction:column;gap:6px;flex:1;
  position:relative;z-index:1;
}
.simu__saving-left span{
  font-size:11.5px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;
  color:#fff;
  line-height:1.4;
}
.simu__saving-left small{
  font-size:13px;
  color:var(--gold-soft);
  font-weight:500;
  letter-spacing:.02em;
  text-transform:none;
}
.simu__saving strong{
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(28px,3.4vw,40px);
  color:#fff;
  line-height:1;
  letter-spacing:-.02em;
  white-space:nowrap;
  position:relative;z-index:1;
  font-variant-numeric:tabular-nums;
}

/* =========================================================
   GATE EMAIL — Bandeau qui couvre les résultats
========================================================= */
.simu__gate{
  position:absolute;
  inset:0;
  z-index:5;
  display:flex;
  align-items:center;
  justify-content:center;
  background:linear-gradient(180deg, rgba(253,250,242,.78) 0%, rgba(253,250,242,.92) 100%);
  backdrop-filter:blur(8px) saturate(120%);
  -webkit-backdrop-filter:blur(8px) saturate(120%);
  padding:24px;
  animation:gateFadeIn .5s var(--ease) both;
}
@keyframes gateFadeIn{
  from{opacity:0;}
  to{opacity:1;}
}
.simu__gate.is-hidden{
  opacity:0;
  pointer-events:none;
  transition:opacity .4s var(--ease);
}
.simu__gate-inner{
  width:100%;
  max-width:460px;
  background:#fff;
  border:1px solid var(--gold);
  padding:32px 30px;
  box-shadow:
    0 0 0 6px rgba(194,169,106,.08),
    0 18px 40px -16px rgba(146,50,68,.25),
    0 0 50px -10px rgba(194,169,106,.35);
  position:relative;
  animation:gateRise .55s cubic-bezier(.16,1,.3,1) both;
}
@keyframes gateRise{
  from{opacity:0;transform:translateY(16px) scale(.97);}
  to{opacity:1;transform:translateY(0) scale(1);}
}
.simu__gate-icon{
  display:inline-flex;
  align-items:center;justify-content:center;
  width:52px;height:52px;
  background:var(--bordeaux);
  color:#fff;
  margin-bottom:18px;
}
.simu__gate-title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:24px;
  color:var(--ink);
  margin:0 0 8px;
  letter-spacing:-.01em;
  line-height:1.2;
}
.simu__gate-sub{
  font-size:14px;
  color:var(--ink-soft);
  line-height:1.55;
  margin:0 0 22px;
}
.simu__gate-form{display:flex;flex-direction:column;gap:14px;}
.simu__gate-row{
  display:flex;
  gap:8px;
  align-items:stretch;
}
.simu__gate-row input[type="email"]{
  flex:1;
  border:1px solid var(--line);
  background:#fff;
  padding:13px 16px;
  font-family:var(--font-body);
  font-size:14px;
  color:var(--ink);
  outline:none;
  transition:border-color .25s ease;
  min-width:0;
}
.simu__gate-row input[type="email"]:focus{
  border-color:var(--bordeaux);
}
.simu__gate-row input[type="email"].is-invalid{
  border-color:#c0392b;
}
.simu__gate-btn{
  background:var(--bordeaux);
  color:#fff;
  border:1px solid var(--bordeaux);
  padding:13px 22px;
  font-family:var(--font-body);
  font-size:11.5px;
  font-weight:700;
  letter-spacing:.18em;
  text-transform:uppercase;
  cursor:pointer;
  display:inline-flex;
  align-items:center;
  gap:10px;
  white-space:nowrap;
  transition:background .25s ease, transform .15s ease;
}
.simu__gate-btn:hover{background:var(--bordeaux-deep);}
.simu__gate-btn:active{transform:translateY(1px);}
.simu__gate-btn span{font-size:14px;transition:transform .25s ease;}
.simu__gate-btn:hover span{transform:translateX(3px);}
.simu__gate-consent{
  display:flex;
  align-items:flex-start;
  gap:10px;
  font-size:12px;
  color:var(--ink-muted);
  line-height:1.5;
  cursor:pointer;
}
.simu__gate-consent input{
  margin-top:2px;
  accent-color:var(--bordeaux);
  width:14px;height:14px;
  flex-shrink:0;
}
.simu__gate-error{
  margin:0;
  font-size:12.5px;
  color:#c0392b;
  font-weight:500;
}

.simu__legal{
  margin-top:30px;
  font-size:12px;
  color:var(--ink-muted);
  line-height:1.65;
}

@media (max-width:980px){
  .simu{padding:40px 28px;}
  .simu__grid{grid-template-columns:1fr;gap:40px;}
}

/* ============ Section 4 — CONDITIONS ============ */
.cond{
  position:relative;
  padding:120px 0 110px;
  background-color:#1a0d10;
  background-image:url('../../3.%20Contenu%20-%20Visuels/image-couverture-pacte-dutreuil.png');
  background-size:cover;
  background-position:center center;
  background-repeat:no-repeat;
  background-attachment:fixed;
  color:#fff;
  overflow:hidden;
  isolation:isolate;
}
/* Voile sombre par-dessus le background */
.cond::before{
  content:"";
  position:absolute;
  inset:0;
  z-index:0;
  background:linear-gradient(to bottom, rgba(26,13,16,.55) 0%, rgba(26,13,16,.7) 100%);
  pointer-events:none;
}
/* Ancien wrapper image — caché */
.cond__bg{display:none;}
.cond .container{position:relative;z-index:1;}

/* Header passé en couleurs claires sur fond sombre */
.cond .eyebrow{
  color:var(--gold);
  border-color:rgba(194,169,106,.7);
}
.cond .title{color:#fff;}
.cond .lead{color:rgba(255,255,255,.85);}
.cond .lead strong{color:#fff;}
/* Nav par flèches */
.cond__nav-wrap{
  display:flex;
  align-items:center;
  justify-content:flex-end;
  gap:18px;
  margin:36px 0 14px;
}
.cond__arrow{
  width:48px;height:48px;
  border:1px solid rgba(255,255,255,.5);
  background:transparent;
  color:#fff;
  font-size:20px;
  border-radius:50%;
  cursor:pointer;
  transition:all .3s ease;
}
.cond__arrow:hover{
  background:#fff;
  color:var(--bordeaux);
  border-color:#fff;
}
.cond__counter{
  font-family:var(--font-title);
  font-size:18px;
  color:#fff;
  letter-spacing:.05em;
}
.cond__counter span{color:#fff;font-weight:600;}

/* Les panels sont cliquables (en plus des flèches) */

/* Accordéon horizontal — navigation par flèches */
.cond__deck{
  display:grid;
  grid-template-columns:1fr 1fr 1fr 1fr 1fr;
  gap:12px;
  margin:50px 0 0;
  min-height:420px;
  transition:grid-template-columns .65s cubic-bezier(.4,.0,.2,1);
}
.cond__deck[data-active="1"]{grid-template-columns:3.4fr 1fr 1fr 1fr 1fr;}
.cond__deck[data-active="2"]{grid-template-columns:1fr 3.4fr 1fr 1fr 1fr;}
.cond__deck[data-active="3"]{grid-template-columns:1fr 1fr 3.4fr 1fr 1fr;}
.cond__deck[data-active="4"]{grid-template-columns:1fr 1fr 1fr 3.4fr 1fr;}
.cond__deck[data-active="5"]{grid-template-columns:1fr 1fr 1fr 1fr 3.4fr;}

.cond__panel{
  position:relative;
  z-index:1;
  background:rgba(255,255,255,.06);
  backdrop-filter:blur(8px);
  -webkit-backdrop-filter:blur(8px);
  border:1px solid rgba(255,255,255,.4);
  padding:36px 30px;
  cursor:pointer;
  pointer-events:auto;
  display:flex;
  flex-direction:column;
  gap:24px;
  text-align:left;
  font-family:var(--font-body);
  overflow:hidden;
  min-width:0;
  transition:background .5s ease, border-color .35s ease;
}
.cond__panel *{
  pointer-events:none;
}
.cond__panel:hover{
  border-color:#fff;
  background:rgba(255,255,255,.1);
}
.cond__panel.is-active{
  background:rgba(146,50,68,.55);
  border-color:#fff;
}

.cond__panel-head{
  display:flex;
  flex-direction:column;
  gap:18px;
  flex-shrink:0;
}
.cond__panel-num{
  font-family:var(--font-title);
  font-weight:500;
  font-size:54px;
  line-height:1;
  color:#fff;
  letter-spacing:-.025em;
  transition:font-size .4s ease;
}
.cond__panel.is-active .cond__panel-num{font-size:80px;}
.cond__panel-title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:16px;
  line-height:1.3;
  color:#fff;
  margin:0;
  transition:font-size .4s ease;
  word-break:normal;
  hyphens:auto;
}
.cond__panel.is-active .cond__panel-title{font-size:24px;}
.cond__panel-body{
  color:rgba(255,255,255,.88);
  font-size:14.5px;
  line-height:1.75;
  margin:0;
  opacity:0;
  max-height:0;
  overflow:hidden;
  transition:opacity .4s ease .15s, max-height .5s ease;
  white-space:pre-line;
  max-width:540px;
}
.cond__panel.is-active .cond__panel-body{
  opacity:1;
  max-height:520px;
}
.cond__panel.is-active .cond__panel-body strong{color:#fff;}

@media (max-width:980px){
  .cond__deck,
  .cond__deck[data-active="1"],
  .cond__deck[data-active="2"],
  .cond__deck[data-active="3"],
  .cond__deck[data-active="4"],
  .cond__deck[data-active="5"]{
    grid-template-columns:1fr;
    min-height:auto;
  }
  .cond__panel-body{opacity:1;max-height:none;}
  .cond__panel:not(.is-active) .cond__panel-body{display:none;}
}

/* LF inline */
.lf-inline{
  background:#fff;
  border:1px solid var(--gold);
  padding:24px 26px;
  position:relative;
}
.lf-inline__tag{
  display:inline-block;
  font-size:10px;
  font-weight:700;
  letter-spacing:.32em;
  text-transform:uppercase;
  color:var(--gold-deep);
  border:1px solid var(--gold);
  padding:8px 14px;
  margin-bottom:0;
}
.lf-inline__title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:18px;
  color:var(--bordeaux);
  margin:0 0 8px;
  line-height:1.3;
}
.lf-inline p{
  font-size:14px;
  color:var(--ink-soft);
  line-height:1.65;
  margin:0;
}

/* Version longueur (pleine largeur) */
.lf-inline--wide{
  margin:6px 0 10px;
  padding:30px 36px;
  display:grid;
  grid-template-columns:auto 1fr;
  gap:36px;
  align-items:center;
}
.lf-inline--wide .lf-inline__head{display:flex;align-items:center;}
.lf-inline--wide .lf-inline__title{margin-bottom:6px;}
.lf-inline--wide p{font-size:14px;}
@media (max-width:760px){
  .lf-inline--wide{grid-template-columns:1fr;gap:18px;padding:24px 22px;}
}



/* ============ Section 5 — FAQ (bordeaux) ============ */
.faq{
  background:var(--bordeaux);
  color:#fff;
  padding:120px 0 110px;
}
.faq__list{max-width:920px;margin-top:30px;}
.faq__item{
  border-bottom:1px solid rgba(255,255,255,.14);
}
.faq__item:first-child{border-top:1px solid rgba(255,255,255,.14);}
.faq__item summary{
  list-style:none;cursor:pointer;
  display:flex;justify-content:space-between;align-items:center;gap:30px;
  padding:24px 0;
  font-family:var(--font-title);font-weight:500;font-size:clamp(17px, 1.8vw, 21px);
  color:#fff;
  transition:color .3s ease;
}
.faq__item summary::-webkit-details-marker{display:none;}
.faq__item summary:hover{color:var(--gold);}
.faq__plus{
  width:34px;height:34px;border-radius:50%;
  border:1px solid var(--gold);position:relative;flex-shrink:0;
  transition:transform .3s ease, background .3s ease;
}
.faq__plus::before,.faq__plus::after{
  content:"";position:absolute;top:50%;left:50%;background:var(--gold);
  transition:background .3s ease;
}
.faq__plus::before{width:12px;height:1.5px;transform:translate(-50%,-50%);}
.faq__plus::after{width:1.5px;height:12px;transform:translate(-50%,-50%);}
.faq__item[open] .faq__plus{transform:rotate(135deg);background:var(--gold);}
.faq__item[open] .faq__plus::before,
.faq__item[open] .faq__plus::after{background:var(--bordeaux);}
.faq__item[open] summary{color:var(--gold);}
.faq__body{padding:0 0 24px;max-width:780px;}
.faq__body p{color:rgba(255,255,255,.82);font-size:14.5px;line-height:1.7;margin:0 0 10px;}
.faq__body p:last-child{margin-bottom:0;}
.faq__body p strong{color:#fff;}

/* ============ Section 6 — CONTACT ============ */
.contact{
  padding:120px 0;
  background:var(--bg);
}
.contact__grid{
  display:grid;
  grid-template-columns:1fr 1.15fr;
  gap:90px;
  align-items:start;
}
.contact__title{
  font-family:var(--font-title);
  font-weight:500;
  font-size:clamp(34px, 4vw, 50px);
  line-height:1.15;
  color:var(--bordeaux);
  margin:0 0 30px;
  letter-spacing:-.01em;
}
.contact__lead{
  color:var(--ink-soft);
  font-size:15px;
  line-height:1.75;
  margin:0 0 14px;
  max-width:500px;
}

/* Encadré "Réponse sous 24 heures" — fond bordeaux, texte blanc */
.pledge{
  margin-top:40px;
  background:var(--bordeaux);
  border:none;
  padding:26px 30px;
  display:flex;
  flex-direction:column;
  gap:10px;
  max-width:540px;
}
.pledge strong{
  font-family:var(--font-title);
  font-size:24px;
  font-weight:500;
  color:#fff;
  line-height:1.2;
}
.pledge span{
  font-size:15px;
  color:rgba(255,255,255,.88);
  line-height:1.5;
}

/* Form */
.form{
  background:#fff;
  border:1px solid var(--gold);
  padding:44px 42px;
  position:relative;
}
.form::before{display:none;}

/* Eyebrow "DEMANDE DE RAPPEL" avec trait doré */
.form__head{
  display:flex;
  align-items:center;
  gap:18px;
  margin-bottom:28px;
}
.form__eyebrow{
  font-size:11px;
  font-weight:700;
  letter-spacing:.3em;
  text-transform:uppercase;
  color:var(--gold-deep);
  white-space:nowrap;
}
.form__line{
  flex:1;
  height:1px;
  background:var(--gold);
}
.form__row{display:grid;gap:18px;margin-bottom:18px;}
.form__row--2{grid-template-columns:1fr 1fr;}
@media (max-width:520px){.form__row--2{grid-template-columns:1fr;}}

.field{
  display:flex;flex-direction:column;gap:8px;
  margin-bottom:18px;
}
.field span{
  font-size:10.5px;font-weight:700;letter-spacing:.22em;text-transform:uppercase;
  color:var(--bordeaux);
}
.field input,.field select{
  font-family:var(--font-body);
  font-size:14px;
  color:var(--ink);
  padding:15px 18px;
  border:1px solid var(--bordeaux);
  background:#fff;
  transition:border-color .3s ease, box-shadow .3s ease;
  outline:none;
}
.field input::placeholder{color:#b5a8aa;}
.field input:focus,.field select:focus{
  border-color:var(--bordeaux);
}
.field select{
  appearance:none;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1L6 6L11 1' stroke='%23923244' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat:no-repeat;
  background-position:right 16px center;
  padding-right:38px;
}

.form__submit{
  width:100%;
  padding:18px 28px;
  background:#fff;
  color:var(--bordeaux);
  border:1px solid var(--bordeaux);
  font-family:var(--font-body);
  font-size:12px;font-weight:700;letter-spacing:.22em;text-transform:uppercase;
  cursor:pointer;
  transition:background .3s ease, color .3s ease, border-color .3s ease;
}
.form__submit:hover{background:var(--bordeaux);color:#fff;border-color:var(--bordeaux);}
.form__legal{
  margin-top:18px;
  font-size:11.5px;color:var(--ink-muted);
  line-height:1.6;text-align:center;
}
.form__success{
  margin-top:14px;
  padding:14px;
  background:rgba(194,169,106,.12);
  border:1px solid var(--gold);
  color:var(--gold-deep);
  font-size:13px;
}
@media (max-width:980px){
  .contact__grid{grid-template-columns:1fr;gap:50px;}
}

/* ============ FOOTER ============ */
.footer{
  background:var(--bordeaux);
  color:rgba(255,255,255,.78);
  padding:36px 0;
  border-top:1px solid rgba(194,169,106,.3);
}
.footer__inner{
  display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:20px;
}
.footer__nav{display:flex;gap:36px;}
.footer__nav a{
  font-size:12px;
  font-weight:500;
  letter-spacing:.04em;
  color:rgba(255,255,255,.88);
  transition:color .3s ease;
}
.footer__nav a:hover{color:var(--gold);}
.footer__copy{font-size:11.5px;margin:0;color:rgba(255,255,255,.6);}
@media (max-width:680px){
  .footer__inner{flex-direction:column;align-items:flex-start;gap:16px;}
  .footer__nav{flex-wrap:wrap;gap:18px;}
}

/* ============================================================
   RESPONSIVE — règles complémentaires pour tablette et mobile
============================================================ */

/* ---------- Tablette (≤ 980px) ---------- */
@media (max-width:980px){
  .container{padding:0 28px;}
  .hero__inner{padding-top:120px;padding-bottom:120px;}
  .case__frame{padding:40px 36px 36px;}
  .case__pager{flex-wrap:wrap;gap:14px;}
  .case__pager-tabs{order:1;width:100%;}
  .case__pager-tab{flex:1;text-align:center;}
  .case__pager-counter,.case__pager-btn{order:2;}
  .case__pager-counter{margin-left:auto;}
  .pacte-stat__num,.proc-stat__num{font-size:clamp(48px,8vw,72px);}
  .processus{padding:90px 0 80px;}
  .pacte,.case,.cond,.faq,.contact{padding-left:0;padding-right:0;}
  .contact__grid{gap:50px;}
}

/* ---------- Mobile large (≤ 680px) ---------- */
@media (max-width:680px){
  .hero__inner{padding-top:100px;padding-bottom:100px;}
  .hero__card{padding:30px 24px;}
  .hero__title{font-size:clamp(28px,7vw,38px);line-height:1.15;}
  .hero__sub{font-size:14.5px;}
  .hero__ctas{flex-direction:column;align-items:flex-start;gap:12px;}
  .hero__btn{width:100%;justify-content:center;}

  .title{font-size:clamp(24px,5vw,32px);}
  .lead,.lead--wide{font-size:14.5px;}

  .pacte,.case,.cond,.faq,.contact,.processus{padding-top:70px;padding-bottom:70px;}
  .pacte__stats{margin-top:36px;}
  .processus{padding-bottom:80px;}

  .case__frame{padding:30px 22px 24px;}
  .case__header{margin-bottom:26px;}
  .case__row .case__card{padding:6px 0;}
  .case__card-head{min-height:auto;padding-bottom:18px;margin-bottom:18px;gap:14px;}
  .case__card-num{font-size:38px;}
  .case__card-title{font-size:17px;}
  .case__rows li{height:auto;min-height:46px;padding:8px 0;}
  .case__rows li.case__rows-total b{font-size:32px;}
  .case__saving{padding:28px 22px;}
  .case__saving-num{font-size:clamp(34px,8vw,48px);}
  .case__pager-btn{width:42px;height:42px;}
  .case__pager-tab{font-size:10px;padding:10px 14px;letter-spacing:.14em;}

  .simu{padding:32px 22px;}
  .simu__buttons button{font-size:16px;padding:11px 0;}
  .simu__saving{padding:18px 20px;flex-wrap:wrap;}
  .simu__saving strong{font-size:24px;}

  .cond{padding-top:80px;padding-bottom:80px;}
  .cond__nav-wrap{margin:24px 0 12px;}
  .cond__arrow{width:42px;height:42px;font-size:16px;}
  .cond__panel{padding:24px 22px;gap:18px;}
  .cond__panel-num{font-size:42px;}
  .cond__panel.is-active .cond__panel-num{font-size:54px;}
  .cond__panel.is-active .cond__panel-title{font-size:20px;}

  .faq__item summary{font-size:16px;padding:18px 0;gap:18px;}
  .faq__plus{width:30px;height:30px;}
  .faq__body p{font-size:14px;}

  .contact__title{font-size:clamp(28px,6vw,38px);}
  .form{padding:28px 22px;}
  .pledge{padding:22px 24px;margin-top:30px;}
  .pledge strong{font-size:20px;}
}

/* ---------- Mobile (≤ 480px) ---------- */
@media (max-width:480px){
  .container{padding:0 18px;}
  .hero__badge{font-size:16px;padding:10px 18px 8px;}
  .case__pager-tabs{flex-direction:column;}
  .case__pager-tab{width:100%;}
  .case__rows li.case__rows-total b{font-size:28px;}
  .simu__saving{flex-direction:column;align-items:flex-start;gap:10px;}
  .simu__buttons{flex-wrap:wrap;}
  .simu__buttons button{flex:0 0 calc(50% - 4px);}
}

/* ---------- PASSE RESPONSIVE COMPLÈTE — Mobile (≤ 768px) ---------- */
@media (max-width:768px){
  /* === Garde-fou global : tout doit tenir dans la largeur === */
  *{max-width:100%;}

  /* === HERO === */
  .hero__container{
    padding:80px 22px 60px;
  }
  .hero__card{
    padding:32px 24px;
    max-width:100%;
  }
  .hero__title{
    font-size:clamp(30px, 8.5vw, 44px);
    line-height:1.1;
    margin-bottom:20px;
  }
  .hero__sub{
    font-size:15px;
    margin-bottom:28px;
  }
  .hero__ctas{
    flex-direction:column;
    align-items:stretch;
    gap:10px;
    width:100%;
  }
  .hero__btn{
    width:100%;
    justify-content:center;
    padding:16px 20px;
  }
  .hero__scroll{
    bottom:20px;
    font-size:9px;
    letter-spacing:.25em;
  }

  /* === NAV === */
  .nav__links{display:none;}
  .nav__links.is-open{
    display:flex;
    position:fixed;
    top:var(--nav-h);
    left:0;right:0;
    background:#fff;
    flex-direction:column;
    gap:0;
    padding:12px 0;
    border-bottom:1px solid var(--line);
    z-index:49;
  }
  .nav__links.is-open .nav__link{
    padding:14px 22px;
    width:100%;
    text-align:left;
  }
  .nav__burger{display:flex;}
  .nav__cta{padding:10px 16px;font-size:11px;}

  /* === CARROUSEL Cas chiffré + Simulateur === */
  .case__frame{
    padding:32px 18px 28px;
    --bevel:36px;
  }
  .case__pager{
    flex-wrap:wrap;
    gap:12px;
  }
  .case__pager-tabs{
    width:100%;
    order:1;
  }
  .case__pager-counter{order:2;}
  .case__pager-btn{order:3;}

  /* Cas chiffré : 3 cartes empilées */
  .case__row{
    grid-template-columns:1fr !important;
    gap:18px;
  }
  .case__card{
    padding:22px 20px;
  }

  /* Bouton "Voir l'économie" */
  .case__reveal-btn{
    min-width:0;
    width:100%;
    padding:16px 20px;
    font-size:11px;
    letter-spacing:.14em;
  }

  /* === SIMULATEUR === */
  .simu__grid{
    grid-template-columns:1fr;
    gap:30px;
  }
  .simu__controls{gap:22px;}
  .simu__input-wrap{padding:12px 14px;}
  .simu__input-wrap input{font-size:18px;}
  .simu__hint{font-size:11px;}

  /* Boutons enfants : 5 sur une ligne, plus petits */
  .simu__buttons{flex-wrap:nowrap;gap:6px;}
  .simu__buttons button{
    flex:1;
    font-size:15px;
    padding:10px 0;
  }

  /* Barres résultats */
  .simu__bar{padding:14px 16px;}
  .simu__bar-head{
    flex-wrap:wrap;
    gap:6px;
  }
  .simu__bar-tag{font-size:10.5px;letter-spacing:.1em;}
  .simu__bar-num{font-size:19px;}

  /* Bloc économie */
  .simu__saving{
    flex-direction:column;
    align-items:flex-start;
    gap:12px;
    padding:20px 22px;
  }
  .simu__saving-left span{font-size:10.5px;letter-spacing:.16em;}
  .simu__saving strong{font-size:26px;}

  /* === GATE EMAIL === */
  .simu__gate{padding:16px;}
  .simu__gate-inner{
    padding:24px 20px;
    max-width:100%;
  }
  .simu__gate-icon{width:44px;height:44px;margin-bottom:14px;}
  .simu__gate-title{font-size:20px;}
  .simu__gate-sub{font-size:13px;margin-bottom:18px;}
  .simu__gate-row{
    flex-direction:column;
    gap:10px;
  }
  .simu__gate-row input[type="email"]{
    width:100%;
    padding:14px 14px;
  }
  .simu__gate-btn{
    width:100%;
    justify-content:center;
    padding:14px;
  }
  .simu__gate-consent{font-size:11.5px;}

  /* === PACTE — stats === */
  .pacte__stats{
    flex-direction:column;
    gap:30px;
  }
  .pacte-stat__sep{display:none;}

  /* === TIMELINE PROCESSUS === */
  .timeline{
    margin:30px 0 0;
    grid-template-columns:1fr;
    gap:18px;
  }
  .timeline::before{display:none;}
  .timeline__item{
    align-items:stretch;
    text-align:left;
  }
  .timeline__marker{margin-bottom:14px;}
  .timeline__card{padding:20px 18px;}
  .timeline__title{font-size:17px;}

  /* === CONDITIONS === */
  .cond__deck{margin-top:8px;}
  .cond__panel{padding:22px 20px;}
  .cond__panel-num{font-size:38px;}
  .cond__panel.is-active .cond__panel-num{font-size:48px;}
  .cond__panel-title{font-size:17px;}
  .cond__panel.is-active .cond__panel-title{font-size:19px;}
  .cond__panel-body{font-size:14px;}

  /* === FAQ === */
  .faq__item summary{font-size:15px;padding:16px 0;gap:14px;}
  .faq__body p{font-size:13.5px;}

  /* === CONTACT === */
  .contact__grid{
    grid-template-columns:1fr;
    gap:36px;
  }
  .form{padding:24px 20px;}
  .form__row--2{
    grid-template-columns:1fr;
    gap:14px;
  }
  .field input,
  .field select{
    width:100%;
    font-size:15px;
  }
  .form__submit{
    width:100%;
    padding:16px;
  }

  /* === FOOTER === */
  .footer__inner{
    flex-direction:column;
    gap:18px;
    text-align:center;
    padding:24px 0;
  }
  .footer__nav{
    flex-wrap:wrap;
    justify-content:center;
    gap:16px;
  }

  /* === Titres généraux === */
  .title{font-size:clamp(24px, 6vw, 34px);line-height:1.2;}
  .eyebrow{font-size:11px;letter-spacing:.18em;}
  .lead, .lead--wide{font-size:14.5px;line-height:1.6;}
}

/* ---------- Très petit écran (≤ 380px) ---------- */
@media (max-width:380px){
  .container{padding:0 14px;}
  .hero__container{padding:80px 16px 50px;}
  .hero__card{padding:26px 20px;}
  .hero__title{font-size:clamp(26px, 9vw, 36px);}
  .hero__badge{font-size:14px;padding:9px 16px 7px;}
  .simu__buttons button{font-size:14px;padding:9px 0;}
  .simu__bar-num{font-size:17px;}
  .simu__saving strong{font-size:22px;}
  .case__frame{padding:28px 14px 24px;--bevel:28px;}
}

/* ---------- background-attachment: scroll sur mobile (iOS bug) ---------- */
@media (max-width:980px){
  .cond{background-attachment:scroll;}
}

/* ============ Reduce motion ============ */
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms !important;transition-duration:.001ms !important;}
}

/* =========================================================
   ADDITIONS — SIMULATEUR ASSURANCE VIE LUX
   ========================================================= */

/* Wrap boutons (utile pour le profil de risque qui a 6 options) */
.simu__buttons--wrap{
  display:grid;
  grid-template-columns:repeat(3, 1fr);
  gap:8px;
}
.simu__buttons--wrap button{
  font-size:12.5px;
  padding:10px 4px;
  line-height:1.2;
  white-space:nowrap;
}
@media (max-width:540px){
  .simu__buttons--wrap{grid-template-columns:repeat(2, 1fr);}
  .simu__buttons--wrap button{font-size:12px;}
}

/* Boutons compacts pour les fréquences */
.simu__buttons--small button{
  font-size:12.5px;
  padding:8px 4px;
}

/* Sous-contrôles (versements / rachats détail) */
.simu__sub-controls{
  margin-top:10px;
  padding:14px;
  background:var(--line-soft);
  border-left:2px solid var(--gold);
  border-radius:0;
  animation:simu-sub-in .25s var(--ease);
}
@keyframes simu-sub-in{
  from{opacity:0;transform:translateY(-4px);}
  to{opacity:1;transform:translateY(0);}
}

/* Courbe : wrap + légende */
.simu__chart-wrap{
  background:#fff;
  padding:18px 18px 12px;
  border:1px solid var(--line);
  margin-bottom:18px;
  position:relative;
}
.simu__chart-wrap canvas{
  width:100% !important;
  height:220px !important;
  max-height:220px;
}
.simu__chart-legend{
  display:flex;
  gap:18px;
  flex-wrap:wrap;
  margin-bottom:10px;
  font-size:12px;
  color:var(--ink-muted);
  font-family:var(--font-body);
}
.simu__chart-leg{
  display:inline-flex;
  align-items:center;
  gap:7px;
}
.simu__chart-leg .dot{
  width:10px;height:10px;
  border-radius:50%;
  display:inline-block;
}
.simu__chart-leg--gold .dot{background:var(--gold);}
.simu__chart-leg--ink .dot{
  background:transparent;
  border:1.5px dashed var(--ink);
}
.simu__chart-x{
  text-align:center;
  font-size:11px;
  color:var(--ink-muted);
  margin:6px 0 0;
  font-family:var(--font-body);
  letter-spacing:.04em;
  text-transform:uppercase;
}

/* KPIs : 3 chiffres clés */
.simu__kpis{
  display:grid;
  grid-template-columns:repeat(3, 1fr);
  gap:10px;
  margin-bottom:18px;
}
.simu__kpi{
  background:#fff;
  border:1px solid var(--line);
  padding:14px 12px;
  display:flex;
  flex-direction:column;
  gap:6px;
  align-items:flex-start;
}
.simu__kpi--gold{
  background:linear-gradient(135deg, #fdfaf2 0%, #f5ecd5 100%);
  border-color:var(--gold-soft);
}
.simu__kpi-lbl{
  font-size:11px;
  text-transform:uppercase;
  letter-spacing:.06em;
  color:var(--ink-muted);
  font-family:var(--font-body);
  font-weight:600;
}
.simu__kpi-val{
  font-family:var(--font-title);
  font-size:20px;
  color:var(--ink);
  font-weight:500;
  line-height:1.1;
}
.simu__kpi--gold .simu__kpi-val{color:var(--gold-deep);}
@media (max-width:540px){
  .simu__kpis{grid-template-columns:1fr;}
  .simu__kpi-val{font-size:22px;}
}

/* Encart fiscalité */
.simu__fiscal{
  background:linear-gradient(135deg, #fdfaf2 0%, #ffffff 100%);
  border:1px solid var(--gold-soft);
  border-left:3px solid var(--gold);
  padding:16px 18px;
  margin-bottom:14px;
}
.simu__fiscal-head{
  display:flex;
  align-items:center;
  gap:10px;
  margin-bottom:12px;
}
.simu__fiscal-icon{
  color:var(--gold-deep);
  font-size:18px;
}
.simu__fiscal-title{
  font-family:var(--font-title);
  font-size:15px;
  color:var(--bordeaux);
  font-weight:600;
}
.simu__fiscal-grid{
  display:grid;
  grid-template-columns:repeat(3, 1fr);
  gap:10px;
  margin-bottom:10px;
}
.simu__fiscal-grid > div{
  display:flex;
  flex-direction:column;
  gap:4px;
}
.simu__fiscal-lbl{
  font-size:10.5px;
  text-transform:uppercase;
  letter-spacing:.05em;
  color:var(--ink-muted);
  font-family:var(--font-body);
  font-weight:600;
}
.simu__fiscal-lbl--gold{color:var(--gold-deep);}
.simu__fiscal-grid strong{
  font-family:var(--font-title);
  font-size:16px;
  color:var(--ink);
  font-weight:500;
}
.simu__fiscal-val--gold{color:var(--gold-deep) !important;}
.simu__fiscal-eco{
  font-size:13px;
  color:var(--ink-soft);
  margin:0;
  padding-top:10px;
  border-top:1px solid var(--line-soft);
  line-height:1.5;
}
.simu__fiscal-eco strong{color:var(--bordeaux);}
@media (max-width:540px){
  .simu__fiscal-grid{grid-template-columns:1fr;}
}

/* Encart durée d'épargne */
.simu__duration{
  display:flex;
  align-items:center;
  gap:14px;
  background:var(--bordeaux);
  color:#fff;
  padding:14px 18px;
  margin-bottom:14px;
}
.simu__duration-icon{
  font-size:22px;
  color:var(--gold-soft);
}
.simu__duration-lbl{
  display:block;
  font-size:11px;
  text-transform:uppercase;
  letter-spacing:.06em;
  opacity:.85;
  font-weight:600;
  margin-bottom:2px;
}
.simu__duration strong{
  font-family:var(--font-title);
  font-size:20px;
  color:#fff;
  font-weight:500;
}


/* =========================================================
   ADDITIONS — SÉLECTEUR PAYS (simulateur multi-juridiction)
   ========================================================= */
.simu__buttons--country{
  display:grid;
  grid-template-columns:repeat(3, 1fr);
  gap:8px;
}
.simu__buttons--country button{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:6px;
  padding:11px 4px;
  font-size:13px;
  font-weight:600;
}
.simu__buttons--country .flag{
  font-size:16px;
  line-height:1;
}
.simu__country-hint{
  margin-top:10px;
  padding:10px 12px;
  background:var(--line-soft);
  border-left:2px solid var(--bordeaux);
  font-size:12.5px;
  color:var(--ink-soft);
  line-height:1.5;
}
.simu__country-hint strong{color:var(--bordeaux);}

@media (max-width:540px){
  .simu__buttons--country{grid-template-columns:1fr;gap:6px;}
  .simu__buttons--country button{padding:10px 10px;justify-content:flex-start;}
}

/* Drapeaux dans les titres (h3, fiscalité) */
.simu__fiscal-title{display:flex;align-items:center;gap:6px;}


/* =========================================================
   SÉLECTEUR DE LANGUE (nav) — drapeaux SVG
   ========================================================= */
.nav__lang{
  display:flex;
  align-items:center;
  gap:8px;
  margin-right:16px;
  padding-right:16px;
  border-right:1px solid var(--line);
}
.nav__lang-btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:28px;
  height:20px;
  border-radius:3px;
  text-decoration:none;
  transition:transform var(--t-fast) var(--ease), box-shadow var(--t-fast) var(--ease), opacity var(--t-fast) var(--ease);
  position:relative;
  overflow:hidden;
  opacity:.55;
  border:1px solid rgba(0,0,0,.08);
  box-shadow:0 1px 2px rgba(0,0,0,.04);
}
.nav__lang-btn:hover{
  transform:translateY(-1px);
  opacity:1;
  box-shadow:0 2px 6px rgba(0,0,0,.12);
}
.nav__lang-btn.is-active{
  opacity:1;
  box-shadow:0 2px 6px rgba(146,50,68,.25), 0 0 0 2px var(--bordeaux);
  border-color:transparent;
}
.nav__lang-btn .flag-svg{
  display:block;
  width:100%;
  height:100%;
  object-fit:cover;
}

/* Mobile */
@media (max-width:980px){
  .nav__lang{
    margin-right:10px;
    padding-right:10px;
    gap:5px;
  }
  .nav__lang-btn{width:24px;height:17px;}
}
@media (max-width:520px){
  /* Sur très petit écran, on garde quand même les drapeaux (forme compacte) */
  .nav__lang{
    display:flex;
    margin-right:6px;
    padding-right:6px;
    gap:3px;
  }
  .nav__lang-btn{width:20px;height:14px;border-radius:2px;}
}